Fraud · Leakage · Financial crime

Balanced books can still hide serious losses.

The Association of Certified Fraud Examiners estimates that a typical organisation loses close to 5% of its annual revenue to fraud. Much of it is concealed within ordinary invoices, vendor records and approvals that are rarely questioned. TRACE analyses your own data and identifies where value is being lost, and how much.

Source: ACFE Report to the Nations

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~5%
of annual revenue lost to fraud (ACFE estimate)
11
distinct leakage patterns detected in financial data
45
financial-crime signals assessed per AML case
19,000+
sanctioned entities screened against, from the OFAC list

The principle

A risk score you cannot explain is itself a risk.

TRACE was built on a single conviction: a finding is only as valuable as your ability to stand behind it. Many fraud and AML tools hand over a number while hiding the reasoning, which leaves you exposed the moment someone asks how you know. TRACE takes the opposite view and shows its work. Every finding is explained in plain language, quantified in money, and traced to the exact transaction that produced it, so whatever the question, there is always an answer behind it.

What it finds

Built to know where to look.

The forms of leakage that hide within ordinary numbers, which standard accounting software does not surface:

01

Duplicate invoices

The same invoice paid more than once, under a slightly altered reference.

02

Structuring below limits

Payments held just beneath an approval threshold to avoid sign-off.

03

Split purchase orders

A single purchase divided into parts to remain below authorisation limits.

04

Ghost suppliers

Vendors that receive payment yet never appear on the approved-supplier list.

05

Padded maintenance

Recurring service contracts that inflate steadily beyond the value of the work.

06

Unexplained inventory loss

Stock recorded in the accounts but absent from the floor, quantified precisely.

If any of these raises a question about your own operations, that is precisely the purpose.

Beneath the surface

Looking right is not the same as being right.

Some of the costliest losses never look like losses. A duplicate payment, an inflated contract or a supplier that should not exist can appear as entirely ordinary, correctly recorded transactions. Everything balances; nothing seems out of place. Finding them takes more than a routine look: a forensic examination of every transaction at once, and the patterns between them. That is what TRACE is built to do.

On paper

“Do the numbers add up?”

Everything balances and reconciles. The records look exactly as they should.

In truth

“Do the numbers hold up?”

A duplicate payment, a padded contract, a supplier that should not exist. Easy to miss one at a time, and quietly costly over a year.

Between those two questions is where the money goes.

Diagnose

See where value is going

Across every transaction, not a sample, TRACE shows exactly where money is leaking and how much it is costing you.

Strengthen

Fix the right things first

Each finding arrives with a clear, prioritised action, mapped to the point in your process where the control belongs.

Prevent

Close the gap for good

The aim is a lasting control that stops the same loss recurring, not a one-time patch you have to repeat.

Who it is for

Two problems. One engine.

For business owners

Locate the losses within your own data.

Provide the invoice, vendor and stock records you already maintain. Receive a board-ready report that shows where value is being lost, and which issues to address first.

  • Every finding quantified and ranked by priority
  • A clear, plain-language rationale for each finding
  • A value-stream map expressed in your own process terms
For regulated firms

AML casework you can defend.

Independent case reviews, alert triage and SAR/SMR drafting support. Every case is prepared to an audit-ready standard, mapped to your jurisdiction, with the reporting deadline tracked.

  • 45 typology signals across cyber, financial-crime and mule patterns
  • Sanctions, PEP and corridor-risk screening
  • A tamper-evident decision trace on every conclusion

Why the name

Every finding leaves a trace.

The name reflects the method, and the method is what lets any conclusion hold up. Every finding is integrity-hashed, cited to the regulation behind it, and attributed to a named reviewer, never treated as an accusation. The reasoning can be followed from the headline figure back to the single source record that produced it. So whatever is asked of a finding, by a board, an examiner or a regulator, the trail is already there to answer it.

The practice

Led by a specialist, answerable to you.

TRACE Risk Advisory is led by Himaja Prabhala, its Principal Consultant, specialising in fraud, financial crime and operational risk. Every engagement is handled personally and owned from start to finish, so the person examining your numbers is the person accountable for what they find. No hand-offs, no black box.

Fraud Financial crime Operational risk AML · India United Kingdom Australia

Designing solutions that add real value

Understand what your numbers are not telling you.

or email prabhalahima4@gmail.com